What can I do to get approved?

There's no limit to how many times you apply — we only perform a soft credit pull upon application submission, and we only perform a new credit pull if its been 30 days since the last one. So if your initial application wasn't approved, you can reapply as many times as you need! In this case, there are some steps you can take to increase your chances of loan approval:

More Tips on How to Qualify for a Loan


*To check the rates and terms you qualify for and your eligibility, Climb conducts a soft credit pull that will not affect your credit score. Once a loan is accepted and funded, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

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