Do I have to borrow money if I apply?

Not at all! Our loan application is commitment-free. If you decide before you start class that you don’t need a loan, you can cancel with no penalty. Simply scroll down to the bottom of your Student Portal and click the button to close the application, or reach out to our Student Success Team through live chat on our website, email at, or over the phone at 888-510-0533. We’re available 9am–9pm EST, Monday–Friday.

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