How to Read a Credit Report

A credit report is a snapshot of your financial life - understanding how to read and monitor your credit report is an important tool in cultivating financial wellbeing. If you’ve applied for any type of credit, such as a credit card, car loan, or student loan (including one from Climb), the decision you received was directly influenced by what’s in your credit report.

Many of our previous posts have touched on the importance of your report and how to see yours, so you know why you should be aware of what’s on that report and how to get it for free at But now that you’re looking at it, how do you read it? In the article found below, we’ll go through the sections of your credit report — personal information, credit history, public record, and inquiries — and how to decipher what’s contained within each section.

Find the full article here: How to read a Credit Report

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